Last Updated: August 26, 2026
Welcome to Chato ("Chato," "we," "our," or "us").
These Terms of Use ("Terms") govern your access to and use of the Chato mobile application, website, and related services (collectively, the "Services").
By accessing or using Chato, you agree to these Terms and our Privacy Policy. If you do not agree with these Terms, please do not access or use the Services.
You must be at least 18 years old to create an account or use Chato.
By using Chato, you represent and warrant that:
Chato is not intended for children or persons under 18 years of age.
If we reasonably believe that an account belongs to a person under 18, we may suspend or terminate the account and take appropriate measures to protect the safety of our users.
Chato provides online communication and social interaction features that may allow users to communicate with other users through features such as:
The features available through Chato may change from time to time. We may add, modify, suspend, or discontinue any feature or part of the Services when reasonably necessary.
Certain features may vary depending on your country, region, device, operating system, or app version.
Some features may require you to create an account.
You are responsible for:
You must not sell, rent, lease, transfer, share, or otherwise provide your account to another person without our authorization.
If you believe that your account has been accessed or used without authorization, you should contact us as soon as reasonably possible.
We may take reasonable measures to protect accounts and the security of the Services.
Chato may allow you to create profiles and submit content, including profile photos, images, text, messages, comments, and other materials ("User Content").
You remain responsible for the User Content you submit.
By submitting User Content through Chato, you grant us a limited, non-exclusive, worldwide, royalty-free license to host, store, reproduce, process, display, and use such content only as reasonably necessary to provide, operate, maintain, secure, moderate, and improve the Services, subject to applicable law and our Privacy Policy.
You represent and warrant that:
We may remove, restrict, or disable access to User Content that we reasonably believe violates these Terms, applicable law, or our safety policies.
Chato allows users to communicate and interact with other users.
You are solely responsible for your interactions with other users.
You understand that Chato may not conduct criminal background checks or verify the identity, history, intentions, or conduct of every user.
Accordingly:
If another user behaves inappropriately or violates these Terms, you may report or block that user where those features are available.
You agree not to use Chato to:
This list is not exhaustive. We reserve the right to determine whether conduct violates these Terms or the intended purpose and safety of the Services.
Chato has zero tolerance for child sexual abuse and exploitation (CSAE).
Because Chato is intended for adults aged 18 and above, users must not use the Services to:
Any account reasonably suspected of engaging in CSAE or related conduct may be immediately suspended or permanently terminated.
We may remove relevant content, restrict access, preserve information where appropriate, and report suspected illegal activity to law enforcement or relevant child protection authorities where required or appropriate.
Users are encouraged to report suspected child exploitation or other safety concerns through available reporting tools or by contacting us.
We are committed to cooperating with appropriate authorities and taking reasonable measures to protect children from exploitation and abuse.
Chato may provide video, voice, and text communication features.
When using these features, you agree to:
You are responsible for ensuring that your use of these features complies with the laws applicable to you.
Where available, Chato may provide reporting, blocking, or other safety tools.
You may use these tools to report:
We may review reports and take appropriate action.
Possible actions may include:
We do not guarantee that every report will result in a particular action.
To maintain a safe and reliable environment, Chato may use automated systems, human review, or a combination of both to identify and address content or behavior that may violate these Terms or applicable policies.
We may remove or restrict content or accounts when we reasonably believe that such action is necessary to:
We are not required to monitor every communication or piece of User Content at all times.
Certain Chato features may require payment or may involve virtual currency, credits, subscriptions, virtual items, or other paid functionality ("Paid Features").
Where applicable:
Purchases and refunds may also be subject to the terms and policies of the relevant app store or payment provider.
Nothing in this section limits any mandatory refund rights you may have under applicable law.
If you obtain Chato through an app store, your use of the applicable app store is also subject to that store's terms and policies.
For purchases made through Google Play, Apple App Store, or another marketplace, payment, subscription, and refund matters may be governed in part by the relevant marketplace's policies.
These Terms govern your relationship with Chato and do not replace the terms applicable to your use of an app marketplace.
The Services and all related materials, including software, interface design, graphics, logos, trademarks, text, features, and other materials provided by Chato, are owned by or licensed to us and are protected by applicable intellectual property laws.
Except as expressly permitted, you may not:
All rights not expressly granted to you are reserved by Chato and its licensors.
We welcome feedback, comments, ideas, and suggestions regarding Chato.
If you submit feedback to us, you agree that we may use, reproduce, modify, adapt, and incorporate that feedback into our products or Services without compensation or obligation to you, to the extent permitted by law.
Providing feedback does not create a confidential relationship between you and Chato unless separately agreed in writing.
Chato may contain or rely on third-party services, technologies, advertisements, websites, links, payment providers, or other third-party content.
We do not control all third-party services or content and are not responsible for their availability, accuracy, security, privacy practices, or policies, except where required by applicable law.
Your use of third-party services may be subject to their own terms and privacy policies.
We will make reasonable efforts to maintain Chato, but we do not guarantee that the Services will:
The Services may be temporarily unavailable due to maintenance, updates, technical problems, network conditions, security incidents, or circumstances beyond our reasonable control.
We may add, modify, suspend, or discontinue any feature or part of Chato.
Changes may be made because of:
Where required by law, we will provide appropriate notice of material changes.
We may suspend, restrict, disable, or terminate your account or access to Chato if we reasonably believe that:
Where appropriate, we may provide notice before taking action. However, we may take immediate action when necessary to protect users, prevent abuse, or comply with legal requirements.
To the extent permitted by law, we may not be required to disclose detailed internal security or enforcement information where doing so could compromise safety, security, investigations, or legal obligations.
To the maximum extent permitted by applicable law, Chato and the Services are provided on an "AS IS" and "AS AVAILABLE" basis.
We do not guarantee that:
Nothing in these Terms excludes or limits any warranty, right, or protection that cannot legally be excluded or limited.
To the maximum extent permitted by applicable law, Chato, its affiliates, directors, officers, employees, contractors, licensors, and service providers will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from or related to your use of, or inability to use, the Services.
This may include loss of data, profits, business opportunities, or damages arising from interactions or communications with other users.
To the maximum extent permitted by law, our total aggregate liability arising out of or relating to the Services will not exceed the amount you paid to Chato for the Services during the applicable period giving rise to the claim.
Nothing in these Terms limits liability that cannot legally be limited under applicable law.
To the maximum extent permitted by applicable law, you release Chato and its affiliates, officers, employees, contractors, and service providers from claims arising from disputes or interactions between you and other users.
This release does not apply to liability that cannot legally be excluded or released.
To the extent permitted by applicable law, you agree to defend, indemnify, and hold harmless Chato, its affiliates, directors, officers, employees, contractors, licensors, and service providers from claims, liabilities, damages, losses, costs, and expenses arising from or related to:
Chato will not be responsible for delays or failures caused by circumstances beyond our reasonable control, including natural disasters, war, terrorism, riots, government actions, labor disputes, network or infrastructure failures, power outages, cyber incidents, or other events that could not reasonably be prevented or controlled.
Your use of Chato is also subject to our Privacy Policy.
Our Privacy Policy explains how we collect, use, disclose, retain, and protect personal information.
Privacy Policy: privacy.html
By using Chato, you acknowledge that you have reviewed our Privacy Policy.
We may update these Terms from time to time.
When we make changes, we will update the "Last Updated" date at the beginning of these Terms.
Where required by applicable law, we may provide additional notice of material changes.
If you continue to use Chato after the updated Terms become effective, you agree to be bound by the updated Terms.
If you do not agree with the updated Terms, you must stop using the Services.
If any provision of these Terms is determined to be invalid, unlawful, or unenforceable, that provision will be modified to the minimum extent necessary to make it enforceable where possible.
If modification is not possible, the provision will be severed from these Terms.
The remaining provisions will continue in full force and effect.
Our failure to enforce any provision of these Terms does not constitute a waiver of our right to enforce that provision or any other provision in the future.
These Terms, together with our Privacy Policy and any additional terms or policies applicable to specific features, constitute the entire agreement between you and Chato concerning your use of the Services.
If additional terms apply to a specific feature, those additional terms will govern that feature to the extent of any conflict.
These Terms will be governed by the laws applicable to the relationship between you and Chato, except where applicable law requires otherwise.
Nothing in these Terms is intended to remove or limit mandatory consumer or statutory rights available to you under the laws of your country or region.
If you have questions, concerns, complaints, or feedback regarding these Terms or the Services, please contact us:
Email: zhimengtech@example.com
Website: https://chatolives.com
Account Deletion
You can delete your Chato account and associated account information through the following account deletion page:
Account Deletion: delete_account.html
Account deletion may result in the loss of access to your account, profile, content, and certain Paid Features.
Some information may be retained where required by law or where reasonably necessary for security, fraud prevention, dispute resolution, enforcement of our policies, or protection of our legal rights.
For privacy-related questions or other requests concerning your personal information, please contact us using the email address above.
By accessing or using Chato, you confirm that you have read, understood, and agreed to these Terms of Use.